Accident Benefit Claims
Guidance after an accident, when it’s hardest to navigate alone
After a car accident, you’re entitled to accident benefits under your auto insurance policy — regardless of fault. Limat Care helps you understand and claim what you’re owed.
What are accident benefits?
Accident benefits are a part of every Ontario auto insurance policy. They can help cover medical treatment, rehabilitation, attendant care at home, lost income, and other accident-related costs — separate from any legal claim against another driver. Many people don’t realize how much they’re entitled to, or how to start the process.
We explain your benefits
Ontario's accident benefits can cover medical care, attendant care, income replacement, and more. We walk you through what applies to your situation, in plain language.
We help with the paperwork
Claim forms, treatment plans, and insurer correspondence are confusing on their own. We help you complete and track everything, so nothing gets missed.
We coordinate your care team
When PSW support, medical treatment, and a claim are all moving at once, we help keep everyone — you, your providers, and your insurer — on the same page.
We advocate for you
If a claim stalls or a request is denied, we help you understand your options and push for the support you're entitled to.
What sets Limat Care apart
One team
The same people supporting your care at home also support your claim — nothing falls through the cracks between the two.
Plain language
We explain insurance terms and forms in everyday language, not jargon.
On your side
We work for you, not the insurer — helping you get the benefits you’re entitled to.
Been in an accident? Let’s go over your options.
A first conversation is free — and it’s the fastest way to find out what you’re entitled to.